The Housing Reconstruct Loan Program provides money to low income families to rebuild a house on an existing site only when repair costs are too high or cost more than new construction. Some restrictions apply.

The Housing Reconstruct Loan Program is considered when the house does not qualify for the Housing Rehabilitation Loan Program. 

General Terms

(As of 12/5/08)

The reconstruction loan is subject to underwriting guidelines with a fixed simple interest rate of one percent (1%). Loans are due upon the sale of property or transfer of ownership.  The property must be located within the Stockton city limits.

Note: Program Guidelines are subject to change without notice.

For more information contact:

City of Stockton, Housing Department

425 N. El Dorado Street, Third Floor

Stockton CA, 95202

Phone (209) 937-8539

Fax (209) 937-5099

Para asistencia en español: (209) 937-8535